LIFE - Campus online
Reinsurance
Worth More Dead than Alive
Brice Salence
English
22 octobre 2020
Objectifs

We delve into the sensitive topic of suicide to consider more optimal solutions to managing and preventing these risks. 

Profils des participants

All levels

Contenu

Suicide claims contribute to one of the leading claim cause categories, unnatural claims, in retail life insurance policies.  The traditional approach to managing this risk is to underwrite policyholders both medically and financially and rely on a 2 year exclusion clause. 

 

Recently, there has been a general increase in suicide claims and more notably an increase in suicides with no clear history of pre-diagnosed mental illness. This leads us to question the current underwriting and risk management approach to suicide.  

Sessions
22 octobre 2020